Loonie Ledger

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TFSA / RRSP / FHSA Room Tracker

Keep track of contributions against the room CRA says you have, so you don't over-contribute.

TFSA / RRSP / FHSA Room Tracker: preview of the spreadsheet with example data

Who it's for

Canadians saving in more than one registered account who want one place to see what they've used.

The problem it solves

Budget apps built for the US don't understand registered accounts, and over-contributing can mean CRA penalties.

See it in 20 seconds

What's inside

Room trackerEnter the room shown in CRA My Account, log each contribution and withdrawal
Account viewTFSA, RRSP and FHSA side by side
Over-contribution warningFlags when logged contributions pass the room you entered

Questions

Does it calculate my room for me?
No. Your room depends on your history, so you enter the figure from CRA My Account. The tracker never guesses it.